J-1 Visas: Your 5-Step Checklist

Figuring out the application process for a J-1 visa can be challenging, so HCC Medical Insurance Services (“HCCMIS”) created this easy, five-step checklist to help you as you explore opportunities abroad.

Step 1:  Make sure the J-1 visa is right for you

If you are considering working and studying in the United States, the J-1 visa might be right for you.  Issued by the United States to promote cultural exchange, J-1 visas are short-term, non-immigrant visas for international visitors enrolled in work-and-study-based exchange programs.

Another option is the F-1 visa, which is for those who wish to study on a longer-term basis and receive a degree from an American institution.  If that describes your situation, visit our F-1 Visa page. 

However, if you…

• Want to gain work experience in the U.S.

• Intend to learn and exchange ideas with American counterparts

• Plan to return to your home country upon completing your work program

…then a J-1 visa is right for you.

Step 2:  Choose a program

There are 14 distinct programs. Decide which one best applies to you.

For descriptions of each program, visit https://j1visa.state.gov/programs. After choosing a program, your next step is to find a certified sponsor.

Step 3:  Find a Sponsor

To apply for a J-1 visa, you must first be accepted by a certified exchange visitor program sponsor. Each sponsor offers slightly different services, so be sure to explore your options to find the best one for your specific program.

Your sponsor will:

• Facilitate your J-1 visa application process

• Be your main point of contact throughout the exchange program process

• Monitor your welfare and progress during the length of the exchange program

All certified sponsors are listed on the government J-1 Visa page.

Once you have decided on a sponsor, begin the application process for that specific program.

Step 4:  Begin the application process

Although every sponsor has a slightly different process, they all require you to:

• Complete Form DS 2019: You can get this form only from a certified program sponsor

• Interview at a U.S. embassy: Many sponsors will help you prepare for this

• Have travel medical insurance coverage

Your travel medical coverage should include the following minimum benefits*:

• Medical benefits of at least $100,000 per accident or illness
• Repatriation of remains in the amount of $25,000
• Expenses associated with medical evacuation of the exchange visitor of his or her home country in the amount of $50,000
• A deductible not to exceed $500 per accident or illness

Your sponsor will help you with the required forms and interviews. HCCMIS can help you with travel medical insurance.

Step 5:  Get travel medical insurance

HCCMIS offers travel medical insurance options that meet all J-1 visa requirements. 

• Atlas Travel Insurance: Customizable medical insurance plans for anyone traveling outside of their home country

• StudentSecure Insurance: Comprehensive medical coverage for full-time students or full-time scholars studying outside of their home country

HCCMIS plans also include coverage for many sports activities without any additional costs. When you get travel medical insurance to meet J-1 visa requirements, you also get peace of mind knowing you will save on out-of-pocket medical expenses.

* https://j1visa.state.gov/sponsors/how-to-administer-a-program/